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                                                    <h1>
                                                        Terms &amp; Conditions of Access</h1>
                                                    <h3>
                                                        Terms and conditions related to your access and the use of this website Please take
                                                        a moment to read these terms and conditions carefully.</h3>
                                                    <p>
                                                        THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE USE OF THIS WEBSITE
                                                        AND THE SERVICES PROVIDED HEREIN BY GluayGluay.com. BY ACCESSING ANY PAGE OF THIS
                                                        WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS
                                                        WITHOUT LIMITATION OR QUALIFICATION. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS,
                                                        PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE AND/OR USE OF THE SERVICES.
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                                                    <h3>
                                                        General</h3>
                                                    <p>
                                                        The term "GluayGluay.com" as used in these terms and conditions refers to CompareXpress Insurance Broker (Thailand) Ltd.
                                                        <br />
                                                        <br />
                                                        All products and services of GluayGluay.com and its partners herein provided are
                                                        subject to the terms and conditions of the applicable agreements governing their
                                                        use. These terms and conditions are meant to regulate your access to this website
                                                        and they are to be read together with the applicable terms and conditions governing
                                                        any transaction(s), product(s) and/or service(s) provided in this website. In the
                                                        event of conflict between these terms and conditions and the terms and conditions
                                                        governing the relevant transaction(s), product(s) and/or service(s) provided herein,
                                                        the latter will prevail. The information, material, functions and content provided
                                                        in the pages of the website may be changed from time to time with or without notice
                                                        at GluayGluay.com absolute discretion. Your continued access or use of the website
                                                        and/or the services provided herein subsequent to any such change will be deemed
                                                        as your acceptance to those changes.
                                                    </p>
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                                                    <h3>
                                                        Disclaimer</h3>
                                                    <p>
                                                        The materials and information in this website, including but not limited to services,
                                                        products, information, data, text, graphics, audio, video, links or other items,
                                                        are provided by GluayGluay.com on an "as is" and "as available" basis. References
                                                        to material and information contained in the website include such material and information
                                                        provided by third parties.
                                                        <br />
                                                        <br />
                                                        GluayGluay.com does not make any express or implied warranties, representations or
                                                        endorsements including but not limited to any warranties of title, non-infringement,
                                                        merchantability, usefulness, operation, completeness, currentness, accuracy, satisfactory
                                                        quality, reliability, fitness for a particular purpose in respect of the website,
                                                        the material, information and/or functions therein and expressly disclaims liability
                                                        for errors and omissions in such materials, information and/or functions. Without
                                                        derogation of the above and/or the terms and conditions of the applicable agreements
                                                        governing all the products and services of GluayGluay.com, reasonable measures will
                                                        be taken by GluayGluay.com to ensure the accuracy and validity of all information
                                                        relating to transactions and products of GluayGluay.com which originate exclusively
                                                        from GluayGluay.com.
                                                        <br />
                                                        <br />
                                                        Further GluayGluay.com does not warrant or represent that access to the whole or
                                                        part(s) of this website, the materials, information and/or functions contained therein
                                                        will be provided uninterrupted or free from errors or that any identified defect
                                                        will be corrected, or that there will be no delays, failures, errors or loss of
                                                        transmitted information, that no viruses or other contaminating or destructive properties
                                                        will be transmitted or that no damage will occur to your computer system.
                                                        <br />
                                                        <br />
                                                        The materials, information and functions provided in this website shall not under
                                                        any circumstances be considered or construed as an offer or solicitation to sell,
                                                        buy, give, take, issue, allot or transfer, or as the giving of any advice in respect
                                                        of any product or service in any jurisdiction.
                                                        <br />
                                                        <br />
                                                        You shall be responsible to evaluate the quality, adequacy, completeness, currentness
                                                        and usefulness of all services, content, and other information obtained or accessible
                                                        through the website; further you should seek professional advice at all times and
                                                        obtain independent verification of the materials and information provided herein
                                                        prior to making any purchasing or payment decision based on any such materials or
                                                        information.
                                                    </p>
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                                                    <h3>
                                                        Links</h3>
                                                    <p>
                                                        Links from or to websites outside this website are meant for convenience only. Such
                                                        linked websites are owned and operated by third parties and as such are not under
                                                        the control of GluayGluay.com. Therefore GluayGluay.com shall not be responsible and
                                                        makes no warranties in respect of the contents of those websites, the third parties
                                                        named therein or their products and services. Furthermore, the links provided in
                                                        this website shall not be considered an endorsement or verification or approval
                                                        of such linked websites or the contents therein. Linking to any other site is at
                                                        your sole risk and GluayGluay.com will not be responsible or liable for any damages
                                                        in connection with linking. It is advisable for you to read the privacy policy statements
                                                        (if any) of any websites which are linked to this website.
                                                    </p>
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                                                    <h3>
                                                        Copyright</h3>
                                                    <p>
                                                        Unless otherwise indicated, the copyright in this website and its contents, including
                                                        but not limited to the text, images, graphics, sound files, animation files, video
                                                        files, and their arrangement, are the property of GluayGluay.com, and are protected
                                                        by applicable Thai and international copyright laws. No part or parts of this website
                                                        may be modified, copied, distributed, retransmitted, broadcast, displayed, performed,
                                                        reproduced, published, licensed, transferred, sold or commercially dealt with in
                                                        any manner without the express prior written consent of GluayGluay.com.
                                                        <br />
                                                        <br />
                                                        You also may not, without GluayGluay.com expressed prior written consent, insert
                                                        a link to this website on any other website, frame or "mirror" any material contained
                                                        on this website on any other server. Any such unauthorized reproduction, retransmission
                                                        or other copying or modification of any of the contents of GluayGluay.com website
                                                        may be in breach of statutory or common law rights which could be the subject of
                                                        legal action. GluayGluay.com disclaims all liability which may arise from any unauthorized
                                                        reproduction or use of the contents of GluayGluay.com website.
                                                    </p>
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                                                    <h3>
                                                        Trademarks</h3>
                                                    <p>
                                                        All trademarks, service marks, and logos displayed in this website are the property
                                                        of GluayGluay.com and/or their respective third party proprietors as identified in
                                                        the website.
                                                        <br />
                                                        <br />
                                                        Unless the prior written consent of GluayGluay.com or the relevant third party proprietor
                                                        of any of the trademarks, service marks or logos appearing on the website has been
                                                        obtained, no license or right is granted to any party accessing this website to
                                                        use, download, reproduce, copy or modify such trademarks, services marks or logos.
                                                        Similarly, unless the prior written consent of GluayGluay.com or the relevant proprietor
                                                        has been obtained, no such trademark, service mark or logo may be used as a link
                                                        or to mark any link to GluayGluay.com website or any other site.
                                                    </p>
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                                                    <h3>
                                                        Exclusion of Liability</h3>
                                                    <p>
                                                        GluayGluay.com and/or its partners herein shall in no event be liable for any loss
                                                        or damages howsoever arising whether in contract, tort, negligence, strict liability
                                                        or any other basis, including without limitation, direct or indirect, special, incidental,
                                                        consequential or punitive damages, or loss profits or savings arising in connection
                                                        with your access or use or the inability to access or use this website (or any third
                                                        party link to or from the CompareXpress Group's website), reliance on the information
                                                        contained in the website, any technical, hardware or software failure of any kind,
                                                        the interruption, error, omission, delay in operation, computer viruses, or otherwise.
                                                        <br />
                                                        <br />
                                                        This exclusion clause shall take effect to the fullest extent permitted by law.
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                                                    <h3>
                                                        Indemnity</h3>
                                                    <p>
                                                        You hereby irrevocably agree to indemnify and keep indemnified GluayGluay.com from
                                                        all liabilities, claims, losses and expenses, including any legal fees that may
                                                        be incurred by GluayGluay.com in connection with or arising from (1) your use or
                                                        misuse of this website and the services provided herein, or (2) your breach of these
                                                        terms and conditions howsoever occasioned, or (3) any intellectual property right
                                                        or proprietary right infringement claim made by a third party against GluayGluay.com
                                                        in connection with your use of this website.
                                                    </p>
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                                                    <h3>
                                                        Termination</h3>
                                                    <p>
                                                        GluayGluay.com reserves the right to terminate and/or suspend your access to this
                                                        website and/or your use of this website at any time, for any reason. In particular,
                                                        and without limitation, GluayGluay.com may terminate and/or suspend your access should
                                                        you violate any of these terms and conditions, or violate the rights of GluayGluay.com,
                                                        of any other user, or of any third party.
                                                    </p>
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                                                    <h3>
                                                        Miscellaneous</h3>
                                                    <p>
                                                        The failure of GluayGluay.com to exercise or enforce any right or provision of these
                                                        terms and conditions shall not constitute a waiver of such right or provision. If
                                                        any part of these terms and conditions is determined to be invalid or unenforceable
                                                        pursuant to applicable law, then the invalid and unenforceable provision will be
                                                        deemed superseded by a valid, enforceable provision that most closely matches the
                                                        intent of the original provision and the remainder of the other provisions of the
                                                        terms and conditions shall continue in full force and effect. Any rights not expressly
                                                        granted herein are reserved.
                                                    </p>
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                                                    <h3>
                                                        Law and Jurisdiction</h3>
                                                    <p>
                                                        These terms and conditions are governed by and are to be construed in accordance
                                                        with the laws of Thailand. By accessing this website and/or using the services provided
                                                        herein by GluayGluay.com, you hereby consent to the exclusive jurisdiction of the
                                                        Thai courts in all disputes arising out of or relating to the use of this website.
                                                        GluayGluay.com makes no representation that the materials, information, functions
                                                        and/or services provided on this website are appropriate or available for use in
                                                        jurisdictions other than Thailand.
                                                    </p>
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